Wednesday, December 22, 2010
Merry Christmas
Hope everyone is enjoying the beginning of the holiday season! Hopefully you don't have too much shopping to do and can stay in and enjoy time with family and friends. We have had a great year and are looking forward to some time to celebrate Christmas with our family and friends! We look forward to a great new year, Merry Christmas!
Monday, December 20, 2010
Dr. Marc Faber: Own Some Farmland
Dr. Marc Faber was recently interviewed on Bloomberg and discussed what is the safest investment. Faber highlighted diversification, but noted that all investors should own farmland. Read a quick excerpt from the interview:
Normally what is the safest investment? Treasury bills, cash deposits with banks and then government bonds, corporate bonds, equities are more volatile and more risky, but they also have a higher return. And the highest risk is in commodities because, they do not generate any cash flow. But in this situation, as we have it today, I think that holding cash and government bonds is a disaster in the long run. You may hold a US treasury today and it may rally for 10 days, 3 months, but over the next 10 years it will be a disaster as to have held greek bonds.
My advice is that every responsible individual has first of all, to diversify his assets because we don`t know exactly at what stage the rebooting of the global financial system will happen. Have some money in physical gold ideally outside of the US. You should have some money in equities because as you print money, equity markets tend to go up. Own some farmland, so at least you can live when the reset will happen.
From Bloomberg: http://noir.bloomberg.com/
for more information... http://farmlandforecast.colvin-co.com/2010/12/14/dr-marc-faber-own-some-farmland.aspx
Normally what is the safest investment? Treasury bills, cash deposits with banks and then government bonds, corporate bonds, equities are more volatile and more risky, but they also have a higher return. And the highest risk is in commodities because, they do not generate any cash flow. But in this situation, as we have it today, I think that holding cash and government bonds is a disaster in the long run. You may hold a US treasury today and it may rally for 10 days, 3 months, but over the next 10 years it will be a disaster as to have held greek bonds.
My advice is that every responsible individual has first of all, to diversify his assets because we don`t know exactly at what stage the rebooting of the global financial system will happen. Have some money in physical gold ideally outside of the US. You should have some money in equities because as you print money, equity markets tend to go up. Own some farmland, so at least you can live when the reset will happen.
From Bloomberg: http://noir.bloomberg.com/
for more information... http://farmlandforecast.colvin-co.com/2010/12/14/dr-marc-faber-own-some-farmland.aspx
Monday, December 13, 2010
Commercial Real Estate Auction - Sells Online Only
2 Commercial lots in Bloomington, Indiana for sale Online Only. Bidding ends December 14th at 2:00 pm. Selling Absolute. See our website for more information.
Monday, December 6, 2010
A Year to Celebrate
We had a lot to be thankful for as we celebrated the year at our annual company Christmas party over the weekend. We have had a good year despite the economic hard times our country faces and feel we are blessed to have the business we have. We have a great staff who works hard all year long. Thank you to all of our staff, clients and friends who keep our company thriving. Hope everyone has a great holiday season!
A new home for the holidays?
Even if the weather is bleak, your homebuying prospects may not be. Here are some of the reasons it might be a good time to buy, as well as the best and worst markets for the coming year.
The weather outside may be frightful, but that doesn't mean home shopping at this busy time has to be. True, fewer homes are on the market around the holidays as sellers take some time off to enjoy the season with their family. And fewer open houses are held during the often freezing, messy weather.
But shopping for a home at this overlooked time of year has a few perks, says Dorcas Helfant-Browning, CEO and principal broker with Coldwell Banker Professional in Virginia Beach, Va., and a past president of the National Association of Realtors.
- Sellers who keep their homes on the market at this time are very motivated.
- You have less competition from other buyers than you would in the spring.
- Lenders, agents and others have more time to work with you.
- Interest rates are typically lower than in the spring.
And best of all, she says, although moving during the dead of winter might not be so pleasant, relaxing on the patio of your completely unpacked home when the weather warms up is priceless.
"Get it over with when there's nothing else to do and then enjoy your spring and summer," Helfant-Browning says.
Read More at MSN December Buying Advice
Sunday, December 5, 2010
Energy Steps to Take for a Less Pricey Winter
Last winter's "Snowmageddon" is not expected to do a repeat performance on the East Coast this year. That's the good news for anyone who pays their own heating bills. But the bad news is that most fuel rates have risen.
The resulting bottom line is this: Most people will pay roughly the same amount for heat this winter as they did last winter, the Energy Department predicted on Tuesday. The average household heating costs between October 1 and March 31 will be $962, the Department said. That's just $11 more than last year's total.
[Click here to check savings products and rates in your area.]
As usual, people in the Northeast and who use oil or propane to heat their homes will pay the most. The average winter heating bill for oil customers there will be $2,225 this year, up 14.5 percent from last year, the department said in its latest projections. Northeastern propane customers will pay the most: some $2,685 between October 1 and March 31.
There are ways to minimize that, and here are a few:
Make Small Improvements
Homeowners have until December 31 to winterize their homes and get tax credits for it, the IRS has said. Items like high-efficiency heaters, water heaters and stoves all qualify for a 30 percent tax credit, up to $1,500. The catch is that the $1,500 ceiling is for 2009 and 2010 combined. If you used it up last year, you're done.
[See America's Top Debt-Fighters]
Make Big Improvements
There is a second tax credit that expires at the end of this year. You can also take a 30 percent tax credit if you install a solar electric system, hot water heater, geothermal pump, wind turbine or fuel-cell system. There's no cap on that credit, so it could be a good time to make a long-term investment in saving energy.
Call Your Utility
Many local utilities also offer deals that can cut heating bills. Some give away free programmable thermostats or offer home energy audits. Others offer discounts and rebates on efficient heaters and other appliances.
Get a Space Heater and Use It
Keep your house cool, and use the space heater in the room you're hanging out in. Annual savings? $1,023 if you use electric heat, according to the energy-saving calculator at MichaelBlueJay.com, a website that offers electricity-savings advice.
Consider Switching Suppliers
Enter your zip code at WhiteFence.com to see if there is another energy supplier in your area that charges less, or would cost less overall.
Finally, Make All of Those Tried-and-True Little Moves
Use heavy curtains or shades, close them at night and open them in the morning. Keep the house cool and wear sweaters. Seal windows and doors. Close off rooms not being used. Program the thermostat, or remember to turn it down when you go to bed and when you leave the house in the morning.
Pay Your Heating Bill With a Cash-Back Credit Card
If you are going to spend $1,000 this year, you might as well squeeze an extra $10 out of it for yourself. That assumes your card offers a 1 percent bonus, and that you pay off your card every month. You can use that $10 to buy some nice hot cocoa, sip it while you daydream about spring, and see if it warms you up.
[See When Not to Use Your Credit Card]
(The Personal Finance column appears weekly. Linda Stern can be reached at linda.stern@thomsonreuters.com)
(Editing by Maureen Bavdek)
___
by Linda Stern
Wednesday, November 17, 2010
The resulting bottom line is this: Most people will pay roughly the same amount for heat this winter as they did last winter, the Energy Department predicted on Tuesday. The average household heating costs between October 1 and March 31 will be $962, the Department said. That's just $11 more than last year's total.
[Click here to check savings products and rates in your area.]
As usual, people in the Northeast and who use oil or propane to heat their homes will pay the most. The average winter heating bill for oil customers there will be $2,225 this year, up 14.5 percent from last year, the department said in its latest projections. Northeastern propane customers will pay the most: some $2,685 between October 1 and March 31.
There are ways to minimize that, and here are a few:
Make Small Improvements
Homeowners have until December 31 to winterize their homes and get tax credits for it, the IRS has said. Items like high-efficiency heaters, water heaters and stoves all qualify for a 30 percent tax credit, up to $1,500. The catch is that the $1,500 ceiling is for 2009 and 2010 combined. If you used it up last year, you're done.
[See America's Top Debt-Fighters]
Make Big Improvements
There is a second tax credit that expires at the end of this year. You can also take a 30 percent tax credit if you install a solar electric system, hot water heater, geothermal pump, wind turbine or fuel-cell system. There's no cap on that credit, so it could be a good time to make a long-term investment in saving energy.
Call Your Utility
Many local utilities also offer deals that can cut heating bills. Some give away free programmable thermostats or offer home energy audits. Others offer discounts and rebates on efficient heaters and other appliances.
Get a Space Heater and Use It
Keep your house cool, and use the space heater in the room you're hanging out in. Annual savings? $1,023 if you use electric heat, according to the energy-saving calculator at MichaelBlueJay.com, a website that offers electricity-savings advice.
Consider Switching Suppliers
Enter your zip code at WhiteFence.com to see if there is another energy supplier in your area that charges less, or would cost less overall.
Finally, Make All of Those Tried-and-True Little Moves
Use heavy curtains or shades, close them at night and open them in the morning. Keep the house cool and wear sweaters. Seal windows and doors. Close off rooms not being used. Program the thermostat, or remember to turn it down when you go to bed and when you leave the house in the morning.
Pay Your Heating Bill With a Cash-Back Credit Card
If you are going to spend $1,000 this year, you might as well squeeze an extra $10 out of it for yourself. That assumes your card offers a 1 percent bonus, and that you pay off your card every month. You can use that $10 to buy some nice hot cocoa, sip it while you daydream about spring, and see if it warms you up.
[See When Not to Use Your Credit Card]
(The Personal Finance column appears weekly. Linda Stern can be reached at linda.stern@thomsonreuters.com)
(Editing by Maureen Bavdek)
___
by Linda Stern
Wednesday, November 17, 2010
Tuesday, November 30, 2010
73 Acres for Sale in Greene County - Online Only ends 12/1/2010
Bidding ends tomorrow, December 1st at 2:00 pm on this great property in Green County.
http://www.coffeyauctions.com/property.aspx?item=04533&agency=13055
http://www.coffeyauctions.com/property.aspx?item=04533&agency=13055
Home Winterizing Tips That Work
by Linsey Knerl
As temperatures fall in autumn and winter, the cost to keep a warm home begins to rise. Winterizing is necessary to avoid freeze-related home damages and keep your heating budget manageable. Pick up a few of these tested tips, and you can help control those energy and financial leaks before they start!
As temperatures fall in autumn and winter, the cost to keep a warm home begins to rise. Winterizing is necessary to avoid freeze-related home damages and keep your heating budget manageable. Pick up a few of these tested tips, and you can help control those energy and financial leaks before they start!
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This most common form of winterization involves sealing the cracks around movable joints in your home, most commonly for windows and doors. According to the U.S. Department of Energy, there are many kinds of weatherstripping products on the market, including vinyl, copper, aluminum, felt, reinforced foam or stainless steel. By detecting air leaks, you can determine which windows and doors you should focus on first, and then measure the perimeters of each to know how much you will need to purchase. Additionally, it is recommended to add 5-10% in your calculations to accommodate waste from measurement or cutting errors.
Since each product is designed to work in a different area of the home, read product packaging carefully to determine if it is best suited for windows or doors, as well as indoor or outdoor use. Weatherstripping should always be applied to clean, dry surfaces and shouldn't interfere with the operation of the window or door.
Door Sweeps
Many of the same manufacturers that offer weatherstripping products also make door sweeps to accommodate various sizes of doors. They are most effective when installed at the same time as weatherstripping, as they require many of the same measurements. Automatic sweeps are available for a steeper price, but are easier on carpet.
Sealing Cracks
Perhaps the most quick and simple way to guard your interior against chilly breezes and pests is with a commercial sealant. They come in many varieties, including expandable foam, silicone caulking, and oil or resin, among others. Each type of sealant will have a different use, although it is recommended that you avoid sealing gaps larger than one inch. For best results, the area being sealed should be clean, dry, and free of any previous sealant, and the product should be applied in one continuous line, as compared to multiple, short applications. Because some types of caulking can shrink over time, avoid being skimpy on your application.
Storm Windows
If your home's windows came with additional storm panes, it is important to install them in the weeks before colder weather starts. If not, you may find it too expensive to purchase stand-alone storm windows. For a more affordable approach, plastic insulation kits can give windows of any size or shape a better insulating factor when installed on the inside of the home. Kits start at around $3 per window, and usually include everything needed for installation.
Hot Water Heater Wrap
The majority of homes still use a single electric or gas hot water heater for all of their hot water needs, and covering these appliances with an insulator can prevent heat from escaping during the winter months. Covers, or "blankets," can be purchased at most home improvement stores for between $35 and $70, and are easy to install without professional help. However, be certain that the placement of a blanket will not void your manufacturer's warranty.
Clean Gutters
Leftover leaves and debris can cause gutters to clog, causing headaches for homeowners when the temps reach freezing. To be sure that your gutters aren't warped or broken from ice building up and expanding over the winter, do one final clean before the snow flies.
Get a Furnace Check-Up
While this one may involve the help of a professional, it can be well worth the cost. Have your furnace or heating system inspected at least once a year, before the elements require you to turn it on. A simple inspection of the working parts can ensure that you'll have heat when you need it, and it can prevent a costly after-hours emergency call when you'd least expect it! While you're at it, make sure your vents are clean and any filters have been changed. Your furnace professional or a helpful home store associate should be able to point you in the right direction for the type of filter you will need.
The Bottom Line
It's a long list, but once you've tackled all the necessary winterizing tasks, you can sit back and stay warm all winter long. Spending some time and money well before the weather turns cold can provide a wonderful return on a much-needed investment!
___
provided by
http://finance.yahoo.com/real-estate/article/111035/home-winterizing-tips-that-work?mod=realestate-homeimprove
Wednesday, November 17, 2010
Since When did "Auction" Become a Bad Word?
On the lawn or online, auctions are taking place in communities large and small across the country, with more than a quarter-trillion dollars in assets and goods being sold via auction every year in the United States. One of history’s oldest forms of commerce, dating back more than 2,000 years, auctions continue to be the quickest and the most effective means of price discovery today.
However, auctions continue to be plagued with misconceptions in today’s marketplace. Auctioneers are far more than just fast talkers. We’ve heard it before from naysayers who say, “Selling at auction is selling at a discount.” We’ve also heard the rumors that auctions “only exist for selling distressed property” and “only junk is sold at auction.”
As unfortunate as these rumors are, what concerns our proud auction professionals the most is that no one questions the market value attained when rare, one-of-a-kind works of art are sold for millions of dollars at auction. No one doubts the prices achieved when luxury homes are sold at auction. No one questions the method when celebrities sell their personal items at auction. However, the mere mention of selling homes, commercial property and other assets through the competitive bidding of an auction creates immediate doubt and uncertainty.
Auctions force buyers to be decisive
The auction process is straight forward, but perception often clouds reality. An auction is simply a public marketplace where items or property are sold through competitive bidding with the highest bid winning the rights to own. Only at an auction will the marketplace (buyers) tell you what they are willing to pay – no more, no less. If it is perceived as being of more value, competition continues. If the maximum value has been met, bidding ends.
Auctions ultimately force buyers to be decisive. While auctions are used to dispose of distressed assets, most people fail to understand why assets are sold at auction. Auctions provide the speed and efficiency needed to complete transactions while returning the highest dollar value. The “For Sale” sign languishing in the yard today does not force or motivate buyers to purchase. The sign will be there tomorrow and most likely the day after, but with an auction a sign will not be posted after Auction Day.
Auctioneers are more than fast talkers
When you hear the word ‘auctioneer,’ the quick, rhythmic cadence of an auctioneer’s trademark bid call generally comes to mind. The bid call has become synonymous with auctioneering. However, talking fast isn’t the primary and most important skill of an auctioneer. Auctioneers are business professionals who are marketing specialists, strategic asset disposition experts and
experienced problem solvers. Auction professionals utilize their extensive product and industry knowledge paired with their network of buyers and new technology to promote and sell assets.
2,000 years and counting
Whether it is luxury, everyday or troubled assets, the auction method of marketing continues to be successful after 2,000 years of practice. In today’s marketplace, auction professionals still offer their services and help consumers market and sell their assets to an audience of interested buyers.
In fact, every day hundreds of auctions occur that do not involve distressed assets or troubled owners. Instead, professional auctioneers are called upon to help homeowners quickly sell their properties, seniors downsize their homes, companies liquidate their surplus equipment or sell intellectual property, art enthusiasts discover the perfect work for their collection, or antique collectors find the next coveted piece for their collections.
Sold on auctions
For centuries, auctioneers have been connecting buyers and sellers in both strong and weak economies. The auction industry in the United States will continue to offer its services to those in need during these troubled times. However, we eagerly await the return of brighter financial and economic times when asset and property values rebound and when more buyers return to auctions to compete for the items they want to buy. When this day comes and marketplaces such as real estate transform from a “buyer’s market” with limited demand and excess supply to a competitive “seller’s market” with limited supply and increased demand, we will be here.
When this day comes, you wouldn’t accept the first offer you receive, would you?
No, you will want an auction!
# # #
To learn more about auctions or find an auction or auctioneer, visit www.NAAauction.com.
However, auctions continue to be plagued with misconceptions in today’s marketplace. Auctioneers are far more than just fast talkers. We’ve heard it before from naysayers who say, “Selling at auction is selling at a discount.” We’ve also heard the rumors that auctions “only exist for selling distressed property” and “only junk is sold at auction.”
As unfortunate as these rumors are, what concerns our proud auction professionals the most is that no one questions the market value attained when rare, one-of-a-kind works of art are sold for millions of dollars at auction. No one doubts the prices achieved when luxury homes are sold at auction. No one questions the method when celebrities sell their personal items at auction. However, the mere mention of selling homes, commercial property and other assets through the competitive bidding of an auction creates immediate doubt and uncertainty.
Auctions force buyers to be decisive
The auction process is straight forward, but perception often clouds reality. An auction is simply a public marketplace where items or property are sold through competitive bidding with the highest bid winning the rights to own. Only at an auction will the marketplace (buyers) tell you what they are willing to pay – no more, no less. If it is perceived as being of more value, competition continues. If the maximum value has been met, bidding ends.
Auctions ultimately force buyers to be decisive. While auctions are used to dispose of distressed assets, most people fail to understand why assets are sold at auction. Auctions provide the speed and efficiency needed to complete transactions while returning the highest dollar value. The “For Sale” sign languishing in the yard today does not force or motivate buyers to purchase. The sign will be there tomorrow and most likely the day after, but with an auction a sign will not be posted after Auction Day.
Auctioneers are more than fast talkers
When you hear the word ‘auctioneer,’ the quick, rhythmic cadence of an auctioneer’s trademark bid call generally comes to mind. The bid call has become synonymous with auctioneering. However, talking fast isn’t the primary and most important skill of an auctioneer. Auctioneers are business professionals who are marketing specialists, strategic asset disposition experts and
experienced problem solvers. Auction professionals utilize their extensive product and industry knowledge paired with their network of buyers and new technology to promote and sell assets.
2,000 years and counting
Whether it is luxury, everyday or troubled assets, the auction method of marketing continues to be successful after 2,000 years of practice. In today’s marketplace, auction professionals still offer their services and help consumers market and sell their assets to an audience of interested buyers.
In fact, every day hundreds of auctions occur that do not involve distressed assets or troubled owners. Instead, professional auctioneers are called upon to help homeowners quickly sell their properties, seniors downsize their homes, companies liquidate their surplus equipment or sell intellectual property, art enthusiasts discover the perfect work for their collection, or antique collectors find the next coveted piece for their collections.
Sold on auctions
For centuries, auctioneers have been connecting buyers and sellers in both strong and weak economies. The auction industry in the United States will continue to offer its services to those in need during these troubled times. However, we eagerly await the return of brighter financial and economic times when asset and property values rebound and when more buyers return to auctions to compete for the items they want to buy. When this day comes and marketplaces such as real estate transform from a “buyer’s market” with limited demand and excess supply to a competitive “seller’s market” with limited supply and increased demand, we will be here.
When this day comes, you wouldn’t accept the first offer you receive, would you?
No, you will want an auction!
# # #
To learn more about auctions or find an auction or auctioneer, visit www.NAAauction.com.
We have some Great Auctions Coming up! Don't miss out!
We have some great auctions coming up!
A cabinet shop and woodworking equipment, 73+ Acres in Greene County and A great real estate property in Bloomington! Check them out at our website! www.unitedcountryin.com
A cabinet shop and woodworking equipment, 73+ Acres in Greene County and A great real estate property in Bloomington! Check them out at our website! www.unitedcountryin.com
Monday, November 15, 2010
Mortgage Rates as of November 15th, 2010
Monroe Bank
- 30 Year Fixed - 4.375%
- 15 Year Fixed - 3.75%
- 30 Year Fixed - 4.125%
- 15 Year Fixed - 3.5%
- 30 Year Fixed - 4.625%
- 15 Year Fixed - 3.75%
Monday, November 8, 2010
2010 Annual Indiana Auctioneer's Association Convention
We had a great time at the Indiana Auctioneer's Association Annual Convention this past weekend and came home with a first place award with one of our advertisements. It was a great weekend full of networking and idea sharing with some of our wonderful colleagues and some great vendors. We look forward to Convention again next fall.
Sunday, November 7, 2010
Mortgagte Rates are still low - offering great opportunities!
Mortgage Rates as of November 4th, 2010
Monroe Bank
30 Year Fixed - 3.875%
15 Year Fixed - 3.375%
15 Year Fixed - 3.375%
German American
30-year - 4.000%
20-year - 3.875%
15-year - 3.375%
20-year - 3.875%
15-year - 3.375%
People's State Bank
30 Year Fixed: - 4.125%
20 Year Fixed: - 4.125%
15 Year Fixed: - 3.500%
20 Year Fixed: - 4.125%
15 Year Fixed: - 3.500%
Wednesday, November 3, 2010
2010 National FFA Alumni Auction Huge Success in Indy!
Auction Fever was alive and well as anxious bidders entered the 500 Ballroom prior to the 2010 National FFA Alumni Live Benefit Auction held October 22nd during the 83rd National FFA Convention at the Indianapolis Convention Center. This year’s convention set an all-time event attendance record with a total crowd of 54,942 members, advisors, sponsors and guests.
The annual Live Auction is a major financial contributor to the overall budget of the organization. Highlights of this year’s auction include a 2011 Ford F-150 Supercrew XLT donated by Ford Motor Company. The bidding started at $15,000 and quickly reached $25,000 in increments of $500 until the Auctioneer’s gavel finally fell at $29,500. Other highlights included a 6 month New Holland tractor/baler lease for $7250, New Holland Rustler utility vehicle $7100, 2010 Yamaha Grizzly ATV $4650 and a trip to Germany donated by CLAAS $3750. Proceeds for the Live and Silent auction were approximately $120,000.
The live auction was conducted by veteran auctioneers Mike Jones, President of United Country Auction Services and company Vice President, Shawn Terrel who have conducted the auction the past four years on behalf of the nation’s largest student organization of its kind. Every table was filled to capacity with 736 people registering for the Live and Silent auctions.
Online simulcast bidding was made available by United Country for those who could not attend in person. According to auctioneer Terrel who oversees the online portion of the auction, “this year we experienced the largest amount of active participation through the online component of the live auction” he went on to say “we began using online auction technology on behalf of the FAA four years ago and have experienced significant growth each year”.
"Future Farmers of America" was founded by a group of young farmers back in 1928. Their mission was to prepare future generations for the challenges of feeding a growing population. They taught us that agriculture is more than planting and harvesting-- it's a science, it's a business and it's an art. FFA continues to help the next generation rise up to meet those challenges by helping its members to develop their own unique talents and explore their interests in a broad range of career pathways.
Today, the Future Farmers of America members are our nation’s future biologists, chemists, veterinarians, engineers and entrepreneurs of America. United Country representatives hope that some of the 523,309 FFA members will consider a professional career in real estate or auctioneering. There are 7,487 chapters in all 50 states, Puerto Rico and the Virgin Islands.
Today, the Future Farmers of America members are our nation’s future biologists, chemists, veterinarians, engineers and entrepreneurs of America. United Country representatives hope that some of the 523,309 FFA members will consider a professional career in real estate or auctioneering. There are 7,487 chapters in all 50 states, Puerto Rico and the Virgin Islands.
United Country Real Estate CEO Dan Duffy has committed his company to investing in worthy causes and according to him, none is more important than the youth of America. “As a father of five boys, I am excited about their future knowing that because of the good works of organizations like FFA and its exemplary training of our future leaders, our country and the world as a whole is in good hands” remarked Duffy.
In addition to the United Country Kansas City, Missouri home office team, owners and staff members of United Country-Bonham Auction and Realty, Indianapolis and United Country-Coffey Realty & Auction, Bloomington, IN assisted in conducting the auction.
United Country Auction Services can be contacted by phone at 800-999-1020 or e-mail at tturner@unitedcountry.com and its full list of properties and services can be viewed online at www.ucauctionservices.com.
United Country Real Estate is the largest fully integrated franchise network of conventional and auction real estate professionals in the United States. Based in Kansas City, Mo., the company has been an innovator in real estate marketing since 1925. United Country supports more than 600 offices across the U.S. and in Costa Rica with a unique, comprehensive marketing program that includes one of the largest portfolios of property marketing websites (more than 1,100 separate sites), seven proprietary real estate catalogs with a cumulative distribution of 1.5 million readers, an extensive, current buyer database and national advertising of properties that reaches more than 90 million homes per week. United Country has recently been recognized by Dun and Bradstreet’s AllBusiness.com, The Land Report, Entrepreneur and The Wall Street Journal as one of the top U.S. real estate franchises.
###
Free Home Energy Assessments offered to Bloomington Residents
City Partners with USGBC and SCCAP to Offer Free Home Energy Assessments to Bloomington Residents
Bloomington, IN -- Mayor Mark Kruzan announced today that several local agencies will partner together to offer free energy assessments to any homeowner who asks - regardless of income - during the “Beat the Meter Blitz” week, Dec. 6 - 10.
After deciding that they want to make home energy efficiency investments, many homeowners struggle knowing where to start. Home energy assessments can help prioritize projects, but their price tag of $300 or more can be a barrier to homeowners who are interested in making improvements. To help address this challenge, the City Housing and Neighborhood Development (HAND) and Economic and Sustainable Development (ESD) Departments will partner with the local chapter of the U.S. Green Building Council (USGBC) and the South Central Community Action Program (SCCAP) to complete as many audits as possible to owner-occupied homes free of charge.
"This partnership will help people make decide which improvements they would like to make to their homes," said Kruzan. "'Beat the Meter Blitz' will help identify ways to live better, greener and more affordably. It's a great event, and one more way the City is trying to help people improve their quality of life."
The initiative is focused on reducing the energy consumption of residential buildings, which account for a large proportion of our environmental footprint. According to the EPA, residential buildings use about 20 percent of all energy consumed in the United States, and roughly 54 percent of that total is for space heating and air conditioning.
“Without a list of priorities, it’s hard to know whether you should start by insulating the attic, getting a new water heater, installing weatherstripping around the front door, or any other number of improvements,” said Jacqui Bauer, City Sustainability Coordinator. “These free assessments will give homeowners from all over the city free access to an expert’s opinion, in exchange for a pledge that they’ll implement some of the suggestions.”
Staff members from HAND, ESD and SCCAP, and volunteers from IU and the USGBC will conduct the assessments. Homeowners interested in signing up or getting more information should contact HAND at 349-3420 before Nov. 16. Appointments are limited and will be filled on a first-come, first-served basis.
Monday, November 1, 2010
Fixed Rate Mortgage Rates Continue to be low - Don't miss a great opportunity!
Mortgage Rates as of November 1st 2010.
30 Year Fixed: 4.250%
20 Year Fixed: 4.250%
15 Year Fixed: 3.500%
20 Year Fixed: 4.250%
15 Year Fixed: 3.500%
30 Year Fixed 4.250%
20 Year Fixed 4.250%
15 Year Fixed 3.750%
20 Year Fixed 4.250%
15 Year Fixed 3.750%
30 Year Fixed 4.000%
15 Year Fixed 3.375%
15 Year Fixed 3.375%
Thursday, October 28, 2010
Bloomington Included in SmartMoney's Best Places to Retire List
Bloomington, IN -- Mayor Mark Kruzan announced today that for the second time in a week, Bloomington has been recognized in a national publication for its high quality of life and amenities. SmartMoney, a publication of the Wall Street Journal, has included Bloomington as one of nine cities featured in its The New Best Places to Retire list.
The SmartMoney piece compares nine well-known cities, such as Sarasota, Fla. and Boulder, Colo. to equally appealing yet more affordable alternatives. The article compared Bloomington's healthcare, educational opportunities, and art, theater and music entertainment to Madison, Wis. The benefit of retiring in Bloomington, the article states, is its affordability. With lower taxes and home prices averaging $80,000 less than Madison, retirees are left with disposable income with which to enjoy local amenities on campus and in the community. Also notable is Bloomington's warmer climate — 20 degrees warmer than Madison — according to the article, and access to the award-winning Bloomington Hospital.
Kruzan credits Bloomington's affordable living, diversified economy and ample entertainment, recreational and educational opportunities for its continued recognition and high quality of life.
"This national recognition wouldn't be possible without continued investment by both the public and private sectors," said Kruzan. "From BEAD, the City's Entertainment and Arts District, to the Jacobs School of Music and from the B-Line to Downtown tech sector businesses, individuals and organizations have continued to invest and advance themselves and the greater community. This is more outside observer acknowledgement of what those of us who live in Bloomington know — it is a truly great place to live."
The full article can be found on SmartMoney's website at http://www.smartmoney.com/ personal-finance/retirement/ the-new-best-places-to-retire/ ?page=5. To see more of Bloomington's accomplishments and recognitions, visit http://www. everybodysbloomington.com/ index.php/success-stories
Bloomington, Ind. Ranked 16th Best Performing Small Metro in the Nation
Bloomington, IN -- Mayor Mark Kruzan announced today that Bloomington has been ranked 16th in the nation among 179 small metros based on the growth of jobs, wages and technology according to the Milken Institute, an independent economic global think tank.
The city continues its rapid rise up the Milken Institute's 2010 Best-Performing Cities Index, a yearly report that ranks U.S. metropolitan areas by how well they are creating and sustaining jobs and economic growth. Just last year the Bloomington Metropolitan Statistical Area ranked 57th, 55th in 2008 and 98th in 2007. Kruzan credits the marked advancement to the City's and private sector's sharp focus on targeting job growth in the technology sector.
"Jobs are fundamental to a healthy, diversified economy and a stable community," Kruzan said. "Economic development is synonymous with quality of life, so these rankings are a sign that the investments the City and our public and private partners are making in Bloomington truly are paying off." Kruzan specifically noted the Bloomington Technology Partnership (BTP) initiative, a partnership between the Bloomington Economic Development Corporation and city government as an example.
The #16 ranking received from the Institute is even more impressive when compared with other small metros in the Indiana. Coming in at 111th, Columbus is the next best small metro in the state. The report also ranks Bloomington 8th in 2008-2009 overall job growth and 3rd in high-tech Gross Domestic Product.
The Milken Institute's full report can be found online at http://bestcities. milkeninstitute.org/ bestcities2010.taf. For more information about the City's efforts in economic development, contact Danise Alano Martin, Director of Economic and Sustainable Development at 349-3477 or alanod@bloomington.in.gov.
Tuesday, October 26, 2010
Firearm Auction - Guns, Ammo, Knives, Reloading Equipment. October 30, 2010
Firearm Auction
302 S. College Ave.
Bloomington, IN 47403
Start time: 1:00pm
Preview: 11:00am
This is a wonderful collection of firearms belonging to 2 estates and 4 other collectors. Don’t miss out on this opportunity to buy your next firearm, accessories, loading equipment or ammo
200+ Firearms; revolvers, Semi-Auto Handguns, rifles, shotguns, muzzleloaders, knives, reloading equipment, scopes, loading supplies, ammunition and more. 2 sale rings
302 S. College Ave.
Bloomington, IN 47403
Start time: 1:00pm
Preview: 11:00am
This is a wonderful collection of firearms belonging to 2 estates and 4 other collectors. Don’t miss out on this opportunity to buy your next firearm, accessories, loading equipment or ammo
200+ Firearms; revolvers, Semi-Auto Handguns, rifles, shotguns, muzzleloaders, knives, reloading equipment, scopes, loading supplies, ammunition and more. 2 sale rings
Thursday, October 21, 2010
Great Personal Property Auction October 23rd
SATURDAY OCTOBER 23, 2010 @ 10:00 AM
PREVIEW 8:00 AM DAY OF SALE OR BY APPOINTMENT
PREVIEW 8:00 AM DAY OF SALE OR BY APPOINTMENT
- 955k cat bulldozer
- Searay boat
- Lincoln towncar
- '94 ford explorer
- '89 ford crew cab dually
- Golf carts
Tuesday, October 19, 2010
Friday, October 15, 2010
Great Real Estate Auction Results selling ONLINE
House and barn on 7+ acres in Bloomington, Indiand sold online October 13th and is due to close in one week. Contact us today if you would like this kind of results. 812.824.6000. UnitedCountryIN.com
Thursday, October 14, 2010
United Country Introduces new IPhone App!!
The United Country iPhone application is now available! This free iPhone app allows users to instantly browse United Country's MLS of more than 30,000 property listings throughout all 50 states and Costa Rica through its user-friendly search functionality.
This powerful new lifestyle and rural real estate tool provides buyers the ability to view detailed property information, photo slideshows and agent contacts, and to save searches using the My Favorites tab.
Buyers can instantly browse United Country's nationwide property listings as well as search the company's large portfolio of nationwide auction listings using a variety of search options including location, price range and property details. Through this technology, users are also able to conduct niche property searches for categories including golf properties, farms and ranches, bed and breakfast properties, equine, recreational land, lakefront and many other lifestyle properties.
Click here to view more information and to download the application. And, make sure to rate our application with 5 stars in order to maximize our search ranking! Help spread the word by sharing our blog post about the announcement through your social media networks.
The official news release annoucing the United Country iPhone app is available here.
Mortgage Rates Continue to be low!
Don't miss out on a great opportunity to buy the home you have been dreaming of. This weeks mortgage rates continue to be low.
Rates from October 12, 2010
People's State Bank
30 year fixed - 4.25%
20 year fixed - 4.125%
15 year fixed - 3.375%
Regions Mortgage
30 year fixed - 4.250%
20 year fixed - 4.250%
15 year fixed - 3.625%
Fifth-Third Mortgage
30 year fixed - 4.00%
20 year fixed - 3.50%
Rates from October 12, 2010
People's State Bank
30 year fixed - 4.25%
20 year fixed - 4.125%
15 year fixed - 3.375%
Regions Mortgage
30 year fixed - 4.250%
20 year fixed - 4.250%
15 year fixed - 3.625%
Fifth-Third Mortgage
30 year fixed - 4.00%
20 year fixed - 3.50%
Wednesday, October 13, 2010
Bidding Ends Today - 9/13/10
Home, Barn and Land Auction - Bid Online. 7+ Acres Near Highway 37 in Bloomington, IN. More Information...
Monday, October 11, 2010
Personal Property Auction October 23, 2010.
955k Cat bulldozer, Searay boat, Lincoln towncar and much more. Bloomington, Indiana. More Information
Tuesday, October 5, 2010
Home, Barn & Land Auction in Bloomington, Indiana
On-Line Only Auction on 3-bedroom, 1.5-bath brick ranch on 7+ acres.. Bidding Ends October 13, 2010 @ 2:00pm
Monday, September 27, 2010
Thursday, September 23, 2010
Ended 9/23/10. 2 Online Real Estate Auctions!
Two bank owned lots ending today online, place your bids now before time is up!!!
Saturday, July 10, 2010
Huge Gun Auction
Huge Gun Auction July 10th at the Bloomington Convention Center starting at 10 am. If you can't make it out, bid online at www.UnitedCountryIN.com.
Wednesday, June 9, 2010
Don't Miss Out
As summer is getting in full swing people are getting out and getting motivated. We have a lot of awesome properties for sale and some great auctions coming up. Don't miss out on these opportunities.
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