We may have more to offer than you think.

Last week, we sat up our booth at the Indiana Bankers Association conference to talk with bankers about what services we offer and how that may benefit them.



This was our first time at the IBA Conference. "The experience was delightfully overwhelming. We saw, right away, that we were there to fill a much needed service to the Banking Industry. Our potential to help in their Trust Departments as well as the Real Estate, Business and Equipment Liquidations was met with much hospitality." Dave Matney said, when reflecting on the conference.

United Country Coffey Realty and Auction provides a variety of services to fit the needs of a large scope of people. If you are a banker, farmer, mom, dad, retiree, business person and the list goes on... we want to help you. Sell a house, buy a house, liquidate a business, buy or sell rural land, or help settle an estate. We have a variety of talented staff that can help you.

Below is a list of the services we offer, if you would like more information please call our office 812.824.6000.

Real estate - homes, historic property, waterfront property, commercial real estate, farms, ranches, land and recreational property.

Complete Estate Solutions

Commercial Business Liquidation

Benefit Auctions

Internet Auctions

Foreclosure/REO

We can't wait to help you!!

3 Mistakes That Will Ruin Your Home-Buying Experience

In just a couple of months, we’ll be deep in the heart of home-buying season. Some house hunters will succumb to house fever, which can cause calm, rational people to resort to knee-jerk reactions and downright hissy fits in the quest for their perfect home.

You can avoid the troubles that go along with house fever-induced decisions by watching out for these three mistakes:

Buying while still in debt (or without an emergency fund)

Debt and/or the lack of an emergency fund can ruin your home-buying experience quicker than you can say “leaky roof.” Don’t buy a home until you are out of debt and have 3–6 months of expenses saved for emergencies. Save up a down payment of at least 10% and keep your house payment 25% or less of your take-home pay on a 15-year mortgage. You could also choose to buy your home with cash and stay out of debt permanently!


Buying without a home inspection

A home inspection usually costs a few hundred bucks—money well spent if it helps you avoid potential disasters after closing. Your inspection will include a thorough review of the home’s structural elements and electrical, plumbing, heating and cooling systems. The inspector’s report gives you the information you need to decide to buy the home as-is or to negotiate with the seller to fix the problems or reduce the price.

Buying through the seller’s listing agent

Most real estate agents are friendly and outgoing, so it’s easy to make the mistake of trusting the seller’s agent to help you buy one of their listings. But the fact is, the listing agent works for the seller—that’s who they’re paid to look out for. You need to hire an agent whose sole focus is to represent you in the transaction. These agents are often called “buyer’s agents.” A buyer’s agent’s job is to show you properties and help negotiate your contract to make sure you’re getting a good deal. On average, a buyer’s agent saves you 5% on your home purchase. That’s $7,500 on a $150,000 home.

View complete article here. http://www.daveramsey.com/blog/3-mistakes-ruin-home-buying/?ectid=elp.facebook.post.4-27-2013